Mr Idea

Mr Idea started Manage Your Money to help others develop personal financial skills too. He provides both free materials and inexpensive courses on this site.

From time, to time, I will review books I believe might help your financial future.

A little About Mr Idea

Mr Idea started out broke! Mr and Mrs Idea could cash their monthly paycheck at the corner gas station it was so small. Yes there were corner gas stations. And yes, Mr Idea is that old.

Eventually, Mr and Mrs Idea owned a large home with and indoor pool. We took our kids on trips regularly. Their favourite place was DisneyWorld. Today, Mr and Mrs Idea live in a beautiful condo, and when Covid-19 is not rampant, travel and cruise the world.

Along the way, Mr Idea has developed excellent money management skills. He discovered that it’s not so much what comes in, but rather what goes out that influences financial health. He has helped many people establish excellent personal finance management skills. He would be pleased to help you do the same.

Although not an accountant, Mr Idea has served as treasurer for both small local associations and large national associations and corporations.

Mr Idea does not provide advice on specific investments.

David Penna

Having reached middle age, David Penna experienced a pre-retirement crisis. With little savings or assets remaining after a divorce, and no company pension to support his nearing retirement, David embarked on a journey of learning and discovery that enabled him to secure a comfortable retirement. His passion is to share that knowledge so that others may achieve the same goal. Check out his Facebook Page

“I just can’t understand why people find it so difficult to visualize their future retirement and constantly focus on the present. It is possible to enjoy life sensibly for today and prepare for the future. We all deserve the pleasures of life and the certainty of a happy and secure retirement. The challenge is to find that magical balance.”

A little About David

David has spent over thirty years working as a geologist in some of Ontario’s oldest mining camps. He started as an underground geologist, daily visiting the miners in their workplaces far beneath the earth. There’s a certain fascination with being hundreds of meters below solid rock, exploring the earth in a way few people will ever understand. With experience, David became a supervisor, and eventually chief geologist. He was responsible for the three dimensional modelling of the underground mine and orebody, forecasting production, planning exploration, and detailed budgeting.

David lives in Thunder Bay, Ontario, where he shares his life with his soul mate Brenda. They enjoy camping, fishing, and travelling together.

Neither David nor Mr Idea are qualified financial advisors. They just relate financial management to their own experience which may not resemble yours at all. Advice is frequently worth exactly what you paid for it. Most of ours came from expensive experiences.