Is Your First Credit Card Helping You or Quietly Holding You Back? A friendly, honest look at how credit cards went from rare privilege to everyday trap and how Canadians can use them wisely Have you ever wondered why getting a credit card today feels about as difficult as signing up for a streaming service, … Read more
Why Smart People Struggle With Money It’s rarely a lack of effort that causes financial stress. Most Canadians work hard, care deeply about their families, and genuinely want to do the right thing with money. The real issue is quieter and more frustrating: many of us are operating with money beliefs that simply aren’t true. … Read more
Could a robot finally make money stress go away? Here’s a question worth asking: if Siri can answer homework questions, set reminders, and tell us the weather, why can’t she fix our finances too? It’s a fair thought. Canadians are busier than ever, money feels more complicated than it should, and most of us would … Read more
Why I Wrote a Book About Goal-Based Financial Planning for Canadians After years of helping Canadians navigate their finances, I kept seeing the same pattern: smart, capable people struggling with traditional budgets that were designed to fail from the start. This book is my answer to that problem. The Problem I Wanted to Solve Here’s … Read more
A Short Lesson From Leadership Early in my career, I was promoted into a supervisory role – an adjustment I didn’t fully welcome. Like many workers, I believed supervisors spent their days in meetings while the real work happened elsewhere. It didn’t take long to learn how wrong I was. Managing people is stressful. Responsibility … Read more
Do you believe being born wealthy is the only way to build serious money? That’s about as true as believing you need to be born near the ocean to learn swimming. The reality is simpler: wealth belongs to those who are smart about claiming and creating it. Here’s encouraging news: approximately 80% of millionaires in … Read more
Set It and Forget It: Why Automation Works When Willpower Fails I got my driver’s licence in the late 1970s. Back then, learning to drive meant learning to drive a standard transmission. That meant a clutch, gear shifting, stalling at stop signs, and the quiet panic of rolling backward on a hill while someone honked … Read more
Helpful Financial Resolutions for the New Year New Year’s resolutions often fail because they’re too vague or too restrictive. Here are financial resolutions that actually work because they’re specific, measurable, and built on systems rather than willpower. The Meta-Resolution Choose three resolutions from this list and ignore the rest. Trying to implement everything at once … Read more
Buying Time and Freedom Have you ever looked at someone who seems calm about money and wondered, “What do they know that I don’t?” Most of us assume people who succeed with money are born with some kind of magical financial DNA. But here’s the truth: nobody pops into the world understanding retirement planning, compound … Read more
Why Your Money Keeps Disappearing — And the Simple System That Finally Stops It Have you ever looked at your bank balance a week after payday and wondered, “Where did it all go?” If so, you’re in good company. Millions of Canadians feel the same way — not because they’re careless, but because they’ve never … Read more
