Never Budget Again: The Canadian Financial Plan That Works
Never Budget Again: Finally, A Financial Plan That Won’t Make You Want to Hide Under Your Desk
Canadians Save Money on Groceries Without Feeling Deprived
How Can Canadians Save Money on Groceries Without Feeling Deprived? Have you ever stood in your kitchen at 5:00 PM, stared into the fridge, and thought, “Well… takeout it is”? You’re not bad with money. You’re just busy—and grocery stores know it. With food prices still squeezing Canadian households, the goal isn’t perfection. It’s building … Read more
Is Your First Credit Card Helping or Hindering You?
Is Your First Credit Card Helping You or Quietly Holding You Back? A friendly, honest look at how credit cards went from rare privilege to everyday trap and how Canadians can use them wisely Have you ever wondered why getting a credit card today feels about as difficult as signing up for a streaming service, … Read more
Common Money Beliefs – And What Canadians Can Do Instead
Why Smart People Struggle With Money It’s rarely a lack of effort that causes financial stress. Most Canadians work hard, care deeply about their families, and genuinely want to do the right thing with money. The real issue is quieter and more frustrating: many of us are operating with money beliefs that simply aren’t true. … Read more
Can Siri Really Fix Your Financial Mess?
Could a robot finally make money stress go away? Here’s a question worth asking: if Siri can answer homework questions, set reminders, and tell us the weather, why can’t she fix our finances too? It’s a fair thought. Canadians are busier than ever, money feels more complicated than it should, and most of us would … Read more
Goal-Based Financial Planning for Canadians
Why I Wrote a Book About Goal-Based Financial Planning for Canadians After years of helping Canadians navigate their finances, I kept seeing the same pattern: smart, capable people struggling with traditional budgets that were designed to fail from the start. This book is my answer to that problem. The Problem I Wanted to Solve Here’s … Read more
Why Taking Responsibility for Your Money Is a Noble Cause
A Short Lesson From Leadership Early in my career, I was promoted into a supervisory role – an adjustment I didn’t fully welcome. Like many workers, I believed supervisors spent their days in meetings while the real work happened elsewhere. It didn’t take long to learn how wrong I was. Managing people is stressful. Responsibility … Read more
Wealth Isn’t for the Wealthy – Wealth is for the Smart!
Do you believe being born wealthy is the only way to build serious money? That’s about as true as believing you need to be born near the ocean to learn swimming. The reality is simpler: wealth belongs to those who are smart about claiming and creating it. Here’s encouraging news: approximately 80% of millionaires in … Read more
Why Automation Is the Quiet Superpower of Personal Finance
Set It and Forget It: Why Automation Works When Willpower Fails I got my driver’s licence in the late 1970s. Back then, learning to drive meant learning to drive a standard transmission. That meant a clutch, gear shifting, stalling at stop signs, and the quiet panic of rolling backward on a hill while someone honked … Read more
Financial New Year’s Resolutions that Work for You
Helpful Financial Resolutions for the New Year New Year’s resolutions often fail because they’re too vague or too restrictive. Here are financial resolutions that actually work because they’re specific, measurable, and built on systems rather than willpower. The Meta-Resolution Choose three resolutions from this list and ignore the rest. Trying to implement everything at once … Read more
