Jim Mr Idea Green started Manage Your Money to help people who are perpetually broke and are unable to save for investing and retirement. After we work together, they are going to have money left at the end of the month for saving and investing, without giving up every luxury or joy.

Jim and David cover topics such as:

How to Craft a Secure Financial Future

Stock Dividends Explained

5 Budgeting Tips for Success

The Pros and Cons of CPP

The Top 10 Techniques that Will Make You Rich

The Top 5 Financial Mistakes Young Couples Should Avoid

They also provide both free materials and inexpensive courses on this site.

From time, to time, Mr Idea will review books that he believes might help your financial future.

A little About Mr Idea

Mr IdeaJim started out broke! Mr and Mrs Green could cash their monthly paycheck at the corner gas station it was so small. Yes there were corner gas stations. And yes, Jim is that old.

Eventually, Jim and Mrs Green owned a large home with an indoor pool. They took their kids on trips regularly. Their favourite place was Disney World which they visited over 25 times. Today, Mr and Mrs Green live in a beautiful condo, and when Covid-19 is not rampant, travel and cruise the world.

Along the way, Jim has developed excellent money management skills. He discovered that it’s not so much what comes in, but rather what goes out that influences financial health. He has helped many people establish excellent personal finance management skills. Jim would be pleased to help you do the same.

Although not an accountant, Jim has served as treasurer for both small local associations and large national associations and corporations.

Jim does not provide advice on any specific investments.

A Little About David Penna

David PennaDavid has spent over thirty years working as a geologist in some of Ontario‚Äôs oldest mining camps. He started as an underground geologist, daily visiting the miners in their workplaces far beneath the earth. There’s a certain fascination with being hundreds of meters below solid rock, exploring the earth in a way few people will ever understand.

With experience, David became a supervisor, and eventually chief geologist. He was responsible for the three dimensional modelling of the underground mine and orebody, forecasting production, planning exploration, and detailed budgeting.

David lives in the same condo highrise building as MrIdea, in Thunder Bay, Ontario, where he shares his life with his soul mate Brenda. They enjoy camping, fishing, and travelling together.

David’s Retirement Plan

Having reached middle age, David Penna experienced a pre-retirement crisis. With little savings or assets remaining after a divorce, and no company pension to support his nearing retirement, David embarked on a journey of learning and discovery that enabled him to secure a comfortable retirement. His passion is to share that knowledge so that others may achieve the same goal.

David says, “I just can’t understand why people find it so difficult to visualize their future retirement and constantly focus on the present. It is possible to enjoy life sensibly for today and prepare for the future. We all deserve the pleasures of life and the certainty of a happy and secure retirement. The challenge is to find that magical balance.”

David can be found on Facebook, where the raw material for most of his posts was harvested.

Neither David nor Mr Idea are qualified financial advisors. They just relate financial management to their own experience which may not resemble yours at all. Advice is frequently worth exactly what you paid for it. Most of ours came from expensive experiences. Neither Jim nor David provide advice on any specific investments.