Jim Mastering Your Money: Why Discipline is 90% of the Game (and How the 70/20/10 Rule Can Help) Ever feel like no matter how much you learn about money, you’re still stuck living paycheque to paycheque? You’re not alone. The truth is, managing money isn’t just about knowing the latest tips or mastering complex budgeting apps. … Read more
Imagine a reservoir that holds water to provide a steady supply, even during dry seasons. Now, apply that idea to money. Instead of running out of cash before your next payday, the Money Reservoir system ensures that you always have a financial cushion. It is a way to manage your money so that funds are … Read more
Have you ever looked around your home and thought, “This place could use a little spark”? But then reality kicks in—renovations cost money, and your budget might already be stretched thin. Good news! Transforming your home doesn’t have to come with a hefty price tag. With creativity, effort, and a touch of resourcefulness, you can … Read more
Manage Your Money has been online since before Covid altered our lives forever. In that time we have created and accumulated quite a number of useful financial spreadsheets, worksheets, and planning materials. We give them away freely to anyone who thinks that they can be of use. This list is as of April 19, 2025 … Read more
Managing your finances when your income is unpredictable can feel like an impossible juggling act. But what if I told you there’s a strange yet simple system that not only works but can transform your financial life? Whether you’re a freelancer, a seasonal worker, or running a small business, this system, called Money Reservoir Budgeting, … Read more
Have you ever walked out of the grocery store, looked at your receipt, and wondered, “How did I spend so much?” You’re not alone! Groceries can be one of the biggest chunks of a household budget. But what if I told you there are simple, insider tricks to snag great deals without sacrificing the quality … Read more
Do You Make These Money Mistakes? Practical Financial Tips for Canadians Have you ever felt like your money just disappears, leaving you wondering where it all went? You’re not alone. Many Canadians struggle with financial habits that, while common, can prevent them from reaching their goals. The good news? With a few small changes, you … Read more
Introduction: Ready to Tackle Your Debt? Are you feeling weighed down by debt? You’re not alone. Many Canadians face the challenge of managing loans, credit card balances, and other financial obligations. But here’s the good news—taking control of your debt is possible, and small steps can lead to big progress. This article will show you … Read more
Have you ever found yourself wondering, “Am I saving enough?” or “How will I handle a financial emergency?” These are questions many Canadians wrestle with. Saving money upfront may seem challenging, especially when juggling bills, groceries, and life’s little luxuries. But here’s the truth: even small, consistent steps toward saving can make a huge difference. … Read more
The Wealthy Barber: What Every Canadian Needs to Know About This Classic Financial Guide Have you ever wondered how everyday Canadians can achieve financial freedom without feeling like they’re climbing Mount Everest? David Chilton’s The Wealthy Barber has been a trusted financial guide for millions of Canadians since it first hit the shelves in 1989. … Read more
