Up Close And Personal Is there any truth to the belief that big brother is always watching you? Consider that from the day you get your social insurance number (SIN) you are marked and in the system. Any dealings with the government will forever be tied to your SIN and on record. So, how can…
Economic experts predict that prices will keep going up until 2024, creating a tough situation for families. This means your money won’t go as far, and you might need to find clever ways to manage. Here are some simple strategies to help you face this challenge: Dealing with Higher Prices To start, look at where…
Keep It Simple, Already These days most people want an easy painless method to achieve financial security. Sorry, but that magic bullet simply doesn’t exist. Having now written two books on this topic I can say there are a four essential steps to getting your finances in order. Let’s review: Step one: Commit to saving…
The Cost Of Convenience Thirty or so years ago the concept of instant gratification simply didn’t exist. Several key innovations occurred over the years, which, when interacting with each other, provided the means for people to incur previously unheard of levels of debt. First Step The first stage was set by the banks. Sensing a…
Managing your money wisely is a skill that can transform your financial landscape. Let’s explore practical and frugal tips that can have a positive impact on your financial well-being. Remember, it’s the small changes that often lead to significant results. Create a Budget Start by creating a simple budget that outlines your income and expenses….
That Extra Push The human brain is a lean mean learning machine that makes us the envy of all living creatures. Despite having this amazing organ, new learning is an unnatural and tiring process most of us avoid at all cost. To get your nerve cells to forge information into memory you have to review…
How would you describe retirement in a nutshell? Many people have interesting ideas of what their ideal retirement would look like and I’m no exception. Naturally I expected the best case scenario for my retirement. Can you imagine my surprise as the reality of a pandemic hit home early into my retirement. Definitely didn’t see…
During my working career I’ve seen important people come and go and sometimes wondered why well intentioned professionals were axed. In most cases, people were shown the door because they didn’t meet expectations placed upon them. What I didn’t realize until after the fact was that sometimes the expectations were unrealistic and simply used to…
Completing an Annual Financial Checkup Completing an annual financial checkup is akin to giving your finances a health check. It involves a comprehensive assessment of your financial situation – ensuring it’s in good shape and helping you plan for a financially secure future. Here’s a detailed breakdown of the steps involved. Start by going through…
Imagine a simple world where we don’t have to worry about our future. We work our entire lives and the government simply sets a magical age for retirement. We get loads of pension money as our reward. While this is a novel idea, it doesn’t sit well with our leaders for many reasons. Costly Idea!…