Let’s face it: nobody enjoys handing over a big chunk of their hard-earned money to the tax man. And while we all know taxes help fund our roads, schools, and hospitals, the reality is that the more you earn, the more you pay. In Canada, this tax rate can reach up to 44% for high-income … Read more
Calculating Your Net Worth Ever wondered what your net worth is? It might sound like a big, complicated number, but don’t worry—figuring it out is easier than you think! In fact, understanding your net worth is one of the best ways to get a clear picture of your financial health. Plus, knowing your net worth … Read more
We all love freedom—the freedom to choose, to act, to speak, and even to spend. Living in a democratic society like Canada, we’re fortunate to enjoy freedoms that many around the world can only dream of. We can speak our minds, worship as we choose, gather together, and advocate for what we believe in. But … Read more
Saving money might seem tough, but it doesn’t have to be! With just a few smart moves and some everyday tips, anyone can make saving feel like second nature. Whether you’re saving for something big, like a down payment on a house, or just looking to build a “rainy day” fund, this guide will walk … Read more
9 Money Habits Keeping You Poor: A Review of Adam Rose’s Journey to Financial Freedom Have you ever wondered why some people seem to thrive financially while others struggle? In “9 Money Habits Keeping You Poor: My Story to Financial Freedom”, Adam Rose uncovers the financial habits that keep so many people trapped in poverty … Read more
Investing can be overwhelming, especially when there are so many opinions on how to do it. But it doesn’t have to be. I’m going to share what has worked for me: practical, sensible steps to invest your hard-earned money safely, with a focus on the long term. If you’re like me, you want your investments … Read more
What’s Happening and Why It Matters Have you heard about the federal government’s latest announcement? Starting December 14th and running until February 15th, Canadians won’t need to pay GST on select retail items. This includes essentials like children’s clothing, footwear, diapers, newspapers, books, and a variety of beverages and foods. On top of that, there’s … Read more
We all love the comfort of our daily routines. That familiar pattern of work, home, and life feels safe and predictable. But what happens when change comes knocking on the door? Most of us feel anxious, maybe even frustrated. After all, change can force us to make decisions, change plans, or adapt to something new, … Read more
The Whipsaw of Market Chaos Before the days of gas-powered chainsaws, lumberjacks relied on a tool called a whipsaw to cut large logs. The whipsaw was a long metal blade with handles on both ends, requiring two people to push and pull in opposite directions to make a cut. It looked chaotic—a constant back-and-forth of … Read more
The greatest thing about money is that it can earn more money. When you have savings, your main goals are to protect them and grow them over time. If you were to bury your savings in the backyard, they’d be safe from theft, but they’d also lose value as the years go by. This happens … Read more
