Managing your investments might sound intimidating, conjuring images of stockbrokers in pinstripe suits and complex financial jargon. But trust me, it doesn’t have to be that way. Think of it less as navigating a labyrinth and more like tending a garden—you plant the seeds (your investments), nurture them, and watch them grow over time. You … Read more
Manage Your Money has been online since before Covid altered our lives forever. In that time we have created and accumulated quite a number of useful financial spreadsheets, worksheets, and planning materials. We give them away freely to anyone who thinks that they can be of use. This list is as of April 19, 2025 … Read more
Understanding Volatility: What It Means and How to Manage It Volatility refers to the pace at which prices move higher or lower and how wildly they swing. While you can look at the price of just about anything, stock market analysts often examine an average of the many companies listed on a market, such as … Read more
Does tax season make you feel like you’re navigating rough, uncharted waters? For many Canadians, filing taxes and managing their financial future can feel overwhelming. But it doesn’t have to be. Just as a ship captain seeks a safe harbour during a storm, you too can find financial stability with smart tools like Registered Retirement … Read more
Do you picture retirement as a time to relax, travel, and enjoy life’s simple pleasures? Most Canadians do. But what if those golden years are overshadowed by financial stress, health issues, or debt? While it may feel uncomfortable to think about, planning for the worst-case scenarios in retirement can ensure you avoid them altogether. With … Read more
Have you ever found yourself wondering, “Am I saving enough?” or “How will I handle a financial emergency?” These are questions many Canadians wrestle with. Saving money upfront may seem challenging, especially when juggling bills, groceries, and life’s little luxuries. But here’s the truth: even small, consistent steps toward saving can make a huge difference. … Read more
The Wealthy Barber: What Every Canadian Needs to Know About This Classic Financial Guide Have you ever wondered how everyday Canadians can achieve financial freedom without feeling like they’re climbing Mount Everest? David Chilton’s The Wealthy Barber has been a trusted financial guide for millions of Canadians since it first hit the shelves in 1989. … Read more
Have you ever dreamed of retiring at 50 or 55, spending your days travelling, pursuing hobbies, or just relaxing with loved ones? It’s a vision many of us share, but making it a reality requires careful planning and discipline. The traditional retirement age of 65, as defined by the government and private pensions, feels like … Read more
Managing your money can sometimes feel like navigating through a maze. There are countless options, advice from every corner, and professionals who promise to guide you to financial success. But how do you know which type of expert is right for you? Two key players in the world of personal finance are fee-based financial planners … Read more
Learn how Canadians can take control of their finances, save for the future, and make their money work for them. Why Does Money Always Feel Tight? Have you ever noticed that no matter how much your income grows, your expenses somehow grow right alongside it? If so, you’re not alone. This strange irony is something … Read more
