In today’s world, the temptation to indulge in the “have it all now” culture is strong. However, the inevitability of aging, job loss, or retirement may drastically alter one’s lifestyle. I can’t emphasize too much the importance of securing your future through retirement savings. The Good Life Comes at a Cost These days with the … Read more
Studies have proven that investment experts have not been able to consistently beat the market. Exchange Traded Funds (ETFs) won’t beat the market, but they will match it and make you money over the long haul. Prophets And Profiteering Are you invested in an actively managed fund? Can you really do better with an expert … Read more
Your Money Plan Your money plan, also known as a budget, is like a superhero for your finances. It helps you stay on track and reach your money goals. Let’s find out why having a money plan is super important: Keeping Track of Money A money plan helps you keep an eye on the money … Read more
Cat And Mouse Games The schemes described in this story may seem far-fetched but they are actually very common. The most popular one is called an annuity. Annuity Simply put, an annuity is a contract between you and a financial institution (usually, but not always, a life insurance company). The issuer accepts and invests funds … Read more
Up Close And Personal Is there any truth to the belief that big brother is always watching you? Consider that from the day you get your social insurance number (SIN) you are marked and in the system. Any dealings with the government will forever be tied to your SIN and on record. So, how can … Read more
Economic experts predict that prices will keep going up until 2024, creating a tough situation for families. This means your money won’t go as far, and you might need to find clever ways to manage. Here are some simple strategies to help you face this challenge: Dealing with Higher Prices To start, look at where … Read more
Keep It Simple, Already These days most people want an easy painless method to achieve financial security. Sorry, but that magic bullet simply doesn’t exist. Having now written two books on this topic I can say there are a four essential steps to getting your finances in order. Let’s review: Step one: Commit to saving … Read more
The Cost Of Convenience Thirty or so years ago the concept of instant gratification simply didn’t exist. Several key innovations occurred over the years, which, when interacting with each other, provided the means for people to incur previously unheard of levels of debt. First Step The first stage was set by the banks. Sensing a … Read more
Managing your money wisely is a skill that can transform your financial landscape. Let’s explore practical tips for sensible living that can have a positive impact on your financial well-being. Remember, it’s the small changes that often lead to significant results. Create a Budget Start by creating a simple budget that outlines your income and … Read more
That Extra Push The human brain is a lean mean learning machine that makes us the envy of all living creatures. Despite having this amazing organ, new learning is an unnatural and tiring process most of us avoid at all cost. To get your nerve cells to forge information into memory you have to review … Read more
