How to Read and Understand Your Credit Report

Staying informed about your finances is essential. One of the best tools you have at your disposal is your personal credit report. Fortunately, you can access this report free of charge. Let’s dive into the basics of credit reports, why they matter, and how to get yours. What is a Credit Bureau? A credit bureau … Read more

Is Crypto Investment, Speculation, or Gambling?

Is Crypto Investment, Speculation, or Gambling? There’s an age old piece of investment advice that states one must never invest in something you can’t understand. Well, ten years on and I still have no idea how cryptocurrency works. Even more, I simply don’t want to understand. The idea of an investment that has few governing … Read more

The Importance of Patience in Achieving Financial Success

We live in a world where life moves quickly. Whether it’s rushing along the road to get to work on time, getting the kids to sports activities or attending meetings, everything seems to move us along quickly. There’s nothing wrong with living life quickly. Unfortunately, we’ve developed the poor habit of expecting quick results from … Read more

Master Your Money by Planning Your Financial Future

“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” — Robert G. Allen To paraphrase another financial guru – The main reason so few of us achieve what we truly want is that never having decided on our goals in life we therefore don’t work … Read more

Your Financial Habit Tracker Use Simply Explained

Don’t understand why your month outlasts your money? We explain your financial habit tracker’s use as it is designed to help you solve that problem and find out exactly where your money goes. Most of us spend our money as the bills come in, and as we see things that we want or need. We … Read more

Navigating Finances: A Tale of Two Unmarried Couples

Living together as a couple can be a wonderful journey, filled with shared moments, dreams, and, yes, financial decisions. But when it comes to unmarried couples sharing a home, there’s a different set of rules to follow. Let’s delve into the stories of two couples, each with their unique approach to managing their finances, and … Read more