What does retirement look like to you? Many of us have vivid dreams of what we’d like our retirement to be. For some, it’s endless days on the golf course. For others, it’s travelling the world, volunteering, or diving into new hobbies. But no matter how varied our retirement dreams are, achieving them boils down … Read more
When it comes to managing money, it’s easy to make mistakes that can sneak up and throw your finances off course. They may seem small—a missed payment here, a skipped savings plan there—but these habits build up over time. They eat away at your bank balance and add stress, taking away from the enjoyment of … Read more
The Great Disconnect: Why Our Spending and Saving Just Don’t Match Up Anymore Have you ever looked at your credit card statement and thought, “Where did it all go?” You’re not alone. More and more, we’re seeing a major disconnect between what we know we should be doing with our money and what we’re actually … Read more
Have you ever wondered why your spending often feels like it’s spiralling out of control? If so, you’re not alone. Many Canadians face this https://manageyourmoney.ca/wp-admin/options-general.php?page=ga-google-analyticschallenge, and the good news is that there’s a simple, practical tool to help – the cash envelope system. In this post, we’ll introduce the cash envelope method, a tried-and-true budgeting … Read more
When it comes to managing money, there are countless rules, tips, and tricks out there. But if you’re looking for something practical, effective, and—let’s be real—simple enough that you’ll actually use it, the 90/10 rule might just be your new best friend. This rule is designed to be easy to follow, no matter your financial … Read more
Tax Season Doesn’t Have to Be a Headache: Run the Numbers, Save Big, and Learn as You Go! It’s that time of year again—tax season is almost upon us ! Now, before you sigh, hear me out. I get it; doing taxes isn’t exactly thrilling. Most of us look forward to tax time about as … Read more
Many of us are good at turning a blind eye to things we don’t want to face. Maybe we ignore the fact that we’re not eating as well as we should or that our car desperately needs an oil change. But one area where avoidance can be particularly costly is our personal finances. Financial disaster … Read more
Let’s face it: nobody enjoys handing over a big chunk of their hard-earned money to the tax man. And while we all know taxes help fund our roads, schools, and hospitals, the reality is that the more you earn, the more you pay. In Canada, this tax rate can reach up to 44% for high-income … Read more
Calculating Your Net Worth Ever wondered what your net worth is? It might sound like a big, complicated number, but don’t worry—figuring it out is easier than you think! In fact, understanding your net worth is one of the best ways to get a clear picture of your financial health. Plus, knowing your net worth … Read more
We all love freedom—the freedom to choose, to act, to speak, and even to spend. Living in a democratic society like Canada, we’re fortunate to enjoy freedoms that many around the world can only dream of. We can speak our minds, worship as we choose, gather together, and advocate for what we believe in. But … Read more
