When Is the Best Time to Start Saving, Investing, or Paying Off Debt? Short Answer: The best time to take financial action – whether that means building an emergency fund, saving for retirement, or chipping away at debt – is right now. Not next payday. Not after the holidays. Not when things “settle down.” The … Read more
Two Ways to Get Enough: Should You Earn More – or Want Less? Short Answer: There are only two paths to financial satisfaction: accumulate more, or desire less. Most Canadians chase the first path their whole lives, only to find the finish line keeps moving. The second path – learning to want less – is … Read more
Can You Really Manage Your Own Investments in Canada – Without a Financial Advisor? Short Answer: Yes – and it is simpler than you think. A self-directed investment account lets you buy and sell stocks, index funds, and ETFs on your own, through your bank or an online brokerage. You keep more of your money … Read more
Helpful Financial Resolutions for the New Year New Year’s resolutions often fail because they’re too vague or too restrictive. Here are financial resolutions that actually work because they’re specific, measurable, and built on systems rather than willpower. The Meta-Resolution Choose three resolutions from this list and ignore the rest. Trying to implement everything at once … Read more
