Why Are You Still Broke? 9 Money Habits Keeping You Poor Short Answer: Most Canadians aren’t broke because of bad luck or low income – they’re broke because of nine everyday habits, from a scarcity mindset to skipping financial education, that quietly drain their wallets. The good news? Every single one of these habits can … Read more
Beat Inflation: Smart Savings & Investment Tools Every Canadian Should Know Why Your Money Needs Protection Right Now Sarah from Halifax noticed it first at the grocery store. “My usual cart cost $127 last week,” she told her neighbour. “Same stuff cost me $98 just two years ago.” Sarah isn’t imagining things. She’s experiencing what … Read more
Do You Make These Money Mistakes? Here’s a surprising fact: nearly half of Canadians live paycheque to paycheque—and many don’t even realize their money habits are making things worse. It’s not about being careless. It’s about not knowing what you don’t know. The good news? Once you spot the problem, you can fix it. In … Read more
This turned out to be a rather lengthy article, so I have split it up into more manageable chunks. This is part Five of the chunks. Part One can be found at Do You Make These Money Mistakes? Pt 1 In today’s article we will cover: Not Investing Early Enough Mixing Up Wants and Needs … Read more
This turned out to be a rather lengthy article, so I have split it up into more manageable chunks. This is part three of the chunks. Part One can be found at Do You Make These Money Mistakes? Pt 1 6. Not Automating Savings and Bills Relying on your memory and willpower to manage money … Read more
Have you ever found yourself wondering, “Am I saving enough?” or “How will I handle a financial emergency?” These are questions many Canadians wrestle with. Saving money upfront may seem challenging, especially when juggling bills, groceries, and life’s little luxuries. But here’s the truth: even small, consistent steps toward saving can make a huge difference. … Read more
Wise investment advisors often talk about having a margin of safety as part of their financial strategy. But what exactly does that mean? It’s a difficult concept to explain. However, by doing your due diligence before making investment decisions you can have some assurance of safety if the future brings an unpleasant surprise. For those … Read more
