Learn how Canadians can take control of their finances, save for the future, and make their money work for them. Why Does Money Always Feel Tight? Have you ever noticed that no matter how much your income grows, your expenses somehow grow right alongside it? If so, you’re not alone. This strange irony is something … Read more
The Great Disconnect: Why Our Spending and Saving Just Don’t Match Up Anymore Have you ever looked at your credit card statement and thought, “Where did it all go?” You’re not alone. More and more, we’re seeing a major disconnect between what we know we should be doing with our money and what we’re actually … Read more
We all love freedom—the freedom to choose, to act, to speak, and even to spend. Living in a democratic society like Canada, we’re fortunate to enjoy freedoms that many around the world can only dream of. We can speak our minds, worship as we choose, gather together, and advocate for what we believe in. But … Read more
The Key to Sensible Living When it comes to managing our money, there’s one word that often gets a hostile reaction: budget. For some reason, many people associate the word with sacrifice, missing out on fun, and ignoring their wants. But this simply isn’t true. A budget is not a restriction—it’s a tool for freedom. … Read more
Are you tired of feeling like your paycheque vanishes the moment it hits your bank account? You’re not alone. Many people struggle with managing their finances, often living paycheque to paycheque. But what if I told you that with a few simple steps, you could take control of your money and stop that cycle? All … Read more
Meet John and John and Sarah. They were tired of living paycheck to paycheck and feeling stressed about money. They knew that they needed to take control of their finances, and create a step-by-step guide to budgeting, but they weren’t sure where to start. That’s when they decided to take the plunge and create a … Read more
In today’s world, the temptation to indulge in the “have it all now” culture is strong. However, the inevitability of aging, job loss, or retirement may drastically alter one’s lifestyle. I can’t emphasize too much the importance of securing your future through retirement savings. The Good Life Comes at a Cost These days with the … Read more
Cat And Mouse Games The schemes described in this story may seem far-fetched but they are actually very common. The most popular one is called an annuity. Annuity Simply put, an annuity is a contract between you and a financial institution (usually, but not always, a life insurance company). The issuer accepts and invests funds … Read more
How would you describe retirement in a nutshell? Many people have interesting ideas of what their ideal retirement would look like and I’m no exception. Naturally I expected the best case scenario for my retirement. Can you imagine my surprise as the reality of a pandemic hit home early into my retirement. Definitely didn’t see … Read more
Are you drowning in debt and eager to break free? You’re not alone. Countless individuals have successfully reached financial freedom by adopting practical strategies. Check out the following actionable steps that can help you pay off debt efficiently and make your life debt free. Face Your Debt Head-On First things first, confront your debt. List … Read more
