index fund investing Canada

When Is the Best Time for Canadians to Start Saving?

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When Is the Best Time to Start Saving, Investing, or Paying Off Debt? Short Answer: The best time to take financial action – whether that means building an emergency fund, saving for retirement, or chipping away at debt – is right now. Not next payday. Not after the holidays. Not when things “settle down.” The … Read more

Why Chasing Investment Winners Can Hurt Your Wallet

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Is it really worth paying more for a shot at beating the market? Most investors dream of finding that perfect fund manager who can outperform the market year after year. We’re wired to believe that someone, somewhere, has the secret sauce to deliver above-average returns. Advertisements, articles, and dinner party conversations reinforce this fantasy. But … Read more

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