Navigating Financial Funds: A Guide for Smart Investments

Why Funds? It would take pages to fully explain funds, so here’s my brief summary. Owning a large assortment of individual stocks and bonds is a low risk way to aim for the best long term returns from the stock market. Unfortunately setting up this type of portfolio traditionally required a large amount of money. … Read more

The Best Time for Financial Action Is Always

When it comes to creating an emergency fund, saving for retirement, or paying down debt the standard solution seems to be “I’ll get to it when I get to it”. So when is the right time to deal with your finances? The best time is always! Saving a small percentage of your current income to … Read more

The Best Way to Spend Your Unexpected Windfall

Recently, my wife’s aunt passed away and left us a decent windfall. Our big problem was clearly, the best way to use our windfall. Fortunately, we were able to work through our choices fairly quickly. In this article, I will lay out the choices available to most people, and how to sort through them. When … Read more