Do You Really Need a Financial Advisor to Beat the Market? Short Answer: No, and the evidence backs that up. Study after study shows that most professionally managed funds fail to beat their benchmark index once fees are subtracted, especially over ten or more years. A simple, low-cost ETF portfolio, held patiently through market ups … Read more
Are Index Funds Right for You? Weighing the Pros and Cons for Canadian Investors Short Answer: Index funds spread your money across dozens or hundreds of companies at once, so one bad stock can’t sink your whole investment. They also come with lower fees than most mutual funds. The trade-off? You’ll never “beat the market,” … Read more
There’s Just Nothing Like It – Simple, Sensible Investing for Canadians Is there an easier, safer way to invest for the long term without losing your mind? Short answer: Yes – and for many Canadians, low-cost diversified funds (especially ETFs) give you that “one-stop” clarity and simplicity that used to be unavailable outside expensive advisors. … Read more
What is an investment account and how can it help you save for the future? An investment account is an online platform that links you to the stock markets, usually through a bank or similar financial institution. Your bank accounts will be linked to the investment account. Setting up the account requires enrolling with a … Read more
Why Funds? It would take pages to fully explain funds, so here’s my brief summary. Owning a large assortment of individual stocks and bonds is a low risk way to aim for the best long term returns from the stock market. Unfortunately setting up this type of portfolio traditionally required a large amount of money. … Read more
