Retirement planning is all about making sure your savings will last for the rest of your life. Two key strategies often discussed are the seven percent rule and the four percent rule. These rules are designed to help you figure out how much money you can withdraw from your savings each year without running out … Read more
Retirement planning might feel overwhelming, but it doesn’t have to be. The key is to start early, make smart decisions, and take advantage of opportunities that can make your money work harder for you. Let’s explore some practical steps you can take to ensure a comfortable and secure retirement, focusing on how to minimize the … Read more
When it comes to managing your money, understanding the basics of personal finance can make all the difference between struggling with bills and living comfortably. Personal finance might sound complicated, but it’s really about mastering a few simple principles that can set you on the path to financial security. In this post, we’ll explore the … Read more
It’s A Gravity Thing One undeniable fact of human nature is the desire to keep score, and for many people, wealth is the scoring system used to define our very existence. Wealth means having an abundance, which usually means money and savings (among other things). Our wealth is not set in stone; throughout our lives, … Read more
“You Can’t Always Get What You Want” is a famous song by the Rolling Stones. This song speaks to the difference between desire and need. Sometimes, when you’re chasing something you think you need, life can be tough. But in the end, you often find you get what you actually need. This idea is central … Read more
Personal finance is about managing your money wisely to achieve financial security and reach your goals. This involves budgeting, saving, investing, and planning for the future. David and I believe that this means making sure that your money goes where you need it to go, not wasted on non-essentials. Many people turn to financial planners … Read more
The End Game Getting to a secure and happy retirement never happens by accident. Retirement is the end game to a lifetime journey. I like to think of the road to retirement bliss as requiring navigation key milestones. These milestones are the building blocks to the final goal. So what are these lifetime milestones that … Read more
That Extra Push The human brain is a lean mean learning machine that makes us the envy of all living creatures. Despite having this amazing organ, new learning is an unnatural and tiring process most of us avoid at all cost. To get your nerve cells to store information into memory you have to review … Read more
How would you describe retirement in a nutshell? Many people have interesting ideas of what their ideal retirement would look like and I’m no exception. Naturally I expected the best case scenario for my retirement. Can you imagine my surprise as the reality of a pandemic hit home early into my retirement. Definitely didn’t see … Read more
Imagine a simple world where we don’t have to worry about our future. We work our entire lives and the government simply sets a magical age for retirement. We get loads of pension money as our reward. While this is a novel idea, it doesn’t sit well with our leaders for many reasons. Costly Idea! … Read more
