There’s always that tempting thought: “If only I could win the lottery, all my problems would be solved.” We’ve all been there. But the truth is, waiting for a lottery win isn’t a financial plan. Whenever I ran into a financial situation that I thought I couldn’t solve, I would buy a lottery ticket. While … Read more
The Journey of a Lifetime Imagine this: during our lives, we will spend upwards of 500 months working for a living. That’s about 42 years of earning, learning, and hopefully, saving. Some might work less, some more, and an unfortunate few might never get to stop working. If we estimate an average monthly paycheck over … Read more
Bridges allow us to get from one place to another by crossing a difficult barrier like a river or deep canyon. Without that bridge, it would be very difficult or even impossible to cross over. The journey from the working world to retirement also requires crossing a difficult obstacle: no longer collecting a paycheck. How … Read more
We live in a world where life moves quickly. Whether it’s rushing along the road to get to work on time, getting the kids to sports activities or attending meetings, everything seems to move us along quickly. There’s nothing wrong with living life quickly. Unfortunately, we’ve developed the poor habit of expecting quick results from … Read more
Keep It Simple, Already These days most people want an easy painless method to achieve financial security. Sorry, but that magic bullet simply doesn’t exist. Having now written two books on this topic I can say there are a four essential steps to getting your finances in order. Let’s review: Step one: Commit to saving … Read more
During my working career I’ve seen important people come and go and sometimes wondered why well intentioned professionals were axed. In most cases, people were shown the door because they didn’t meet expectations placed upon them. What I didn’t realize until after the fact was that sometimes the expectations were unrealistic and simply used to … Read more
Imagine a simple world where we don’t have to worry about our future. We work our entire lives and the government simply sets a magical age for retirement. We get loads of pension money as our reward. While this is a novel idea, it doesn’t sit well with our leaders for many reasons. Costly Idea! … Read more
Life between the ages of 25 and 40 is an exhilarating period filled with personal growth, career milestones, and exciting adventures. Yet, amidst all the hustle and bustle, it’s essential to establish a solid foundation for your financial future. This comprehensive guide for beginning your financial planning aims to help you navigate the world of … Read more
Follow these seven simple steps and you will be well on your way to financial security. These seven rules/steps are simple to understand, but take time and effort to implement. There is no short cut that will allow your to skip the seven steps to financial security. Remember the old line, “30 years ago I … Read more
