The Basic Rule of Personal Finance: Needs vs. Wants

“You Can’t Always Get What You Want” is a famous song by the Rolling Stones. This song speaks to the difference between desire and need. Sometimes, when you’re chasing something you think you need, life can be tough. But in the end, you often find you get what you actually need. This idea is central … Read more

Financial Recovery Is a Journey to Financial Freedom

In the modern world, managing personal finances effectively is a challenge that many of us face. For Alex Thompson, a 35-year-old middle manager at a tech company, the struggle to achieve financial stability is all too familiar. Alex has a Bachelor’s degree in Business Administration, a decent annual income between $50,000 and $75,000, and a … Read more

A Step-by-Step Guide to Budgeting Like a Pro

Meet John and John and Sarah. They were tired of living paycheck to paycheck and feeling stressed about money. They knew that they needed to take control of their finances, and create a step-by-step guide to budgeting, but they weren’t sure where to start. That’s when they decided to take the plunge and create a … Read more

Is Money Management Really Your Problem?

Do you believe that if you could just increase your income a bit, it would solve all of your money problems? What would you say if I told you that it was untrue? Many families that earn an excellent income still find themselves short of funds on a regular basis. More money would not solve … Read more

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