Personal Investing: Navigating Chaos with Simplicity

The Whipsaw of Market Chaos Before the days of gas-powered chainsaws, lumberjacks relied on a tool called a whipsaw to cut large logs. The whipsaw was a long metal blade with handles on both ends, requiring two people to push and pull in opposite directions to make a cut. It looked chaotic—a constant back-and-forth of … Read more

Win the Lottery! Solve All of Your Financial Problems!

There’s always that tempting thought: “If only I could win the lottery, all my problems would be solved.” We’ve all been there. But the truth is, waiting for a lottery win isn’t a financial plan. Whenever I ran into a financial situation that I thought I couldn’t solve, I would buy a lottery ticket. While … Read more

When Investing, Always Remember the Rule of 72

The greatest thing about money is that it can earn more money. When you have savings, your main goals are to protect them and grow them over time. If you were to bury your savings in the backyard, they’d be safe from theft, but they’d also lose value as the years go by. This happens … Read more

How to Stop Living Paycheque to Paycheque

Living paycheque to paycheque can be stressful. It feels like you’re constantly running in place, always one step away from financial disaster. But you don’t have to live that way! You can take control of your finances and break the cycle. All you need is a plan and a bit of determination. This guide will … Read more

Who Wins When You Use a Money Manager?

There’s an old story that illustrates a very important lesson about managing your money. It goes like this: A financial advisor, eager to gain a prospective client’s trust, takes the client on a tour of an exclusive yacht club. The advisor points out all the luxury sailboats owned by fellow financial advisors, fund managers, and … Read more

22 Frugal Ways to Waste Less and Save More in 2024

Saving money and reducing waste can go hand in hand. In 2024, many Canadians are looking for practical ways to manage their finances while being mindful of the environment. This guide shares 22 frugal tips that can help you save money and make a positive impact on the planet. Let’s dive in! Create a Budget … Read more

Safe Investments with High Returns in Canada for Beginners

When David thinks about risk, it takes him back to his days working as a geologist. Every morning, he’d head underground into the mines, where risks like rock falls, seismic events, and poisonous gases were part of his daily reality. It was an environment where danger was unavoidable, but the reward was a paycheque. Risk … Read more

9 Easy Steps to Stop Living Paycheque to Paycheque

Are you tired of feeling like your paycheque vanishes the moment it hits your bank account? You’re not alone. Many people struggle with managing their finances, often living paycheque to paycheque. But what if I told you that with a few simple steps, you could take control of your money and stop that cycle? All … Read more

A Guide to Financial Preparedness for a Career Change

Making a career change can be one of the most exciting decisions of your life. Whether you’re feeling stuck, bored, or simply seeking something more fulfilling, the idea of pursuing the job of your dreams is appealing. But before diving in headfirst, it’s important to ensure that your finances are in order. A well-thought-out career … Read more

Managing Your Money: The Ultimate Side Hustle

In today’s fast-paced world, the term “side hustle” has become a trending topic. From renting a room in your home to walking dogs, creative and enterprising individuals are finding new and innovative ways to earn extra income outside of their regular job. It’s a fantastic way to bring in additional money, which can be used … Read more

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