Posts pertaining mostly to retirement
Manage Your Money has been online since before Covid altered our lives forever. In that time we have created and accumulated quite a number of useful financial spreadsheets, worksheets, and planning materials. We give them away freely to anyone who thinks that they can be of use. This list is as of April 19, 2025 … Read more
Does tax season make you feel like you’re navigating rough, uncharted waters? For many Canadians, filing taxes and managing their financial future can feel overwhelming. But it doesn’t have to be. Just as a ship captain seeks a safe harbour during a storm, you too can find financial stability with smart tools like Registered Retirement … Read more
Do You Make These Money Mistakes? Practical Financial Tips for Canadians Have you ever felt like your money just disappears, leaving you wondering where it all went? You’re not alone. Many Canadians struggle with financial habits that, while common, can prevent them from reaching their goals. The good news? With a few small changes, you … Read more
Have you ever stopped to think about what your retirement could look like? Will you be paddling peacefully in your canoe or struggling to stay afloat? For many Canadians, the idea of retirement feels distant and abstract. Yet, the decisions you make today can dramatically impact your quality of life in the future. This post … Read more
Do you picture retirement as a time to relax, travel, and enjoy life’s simple pleasures? Most Canadians do. But what if those golden years are overshadowed by financial stress, health issues, or debt? While it may feel uncomfortable to think about, planning for the worst-case scenarios in retirement can ensure you avoid them altogether. With … Read more
Have you ever found yourself wondering, “Am I saving enough?” or “How will I handle a financial emergency?” These are questions many Canadians wrestle with. Saving money upfront may seem challenging, especially when juggling bills, groceries, and life’s little luxuries. But here’s the truth: even small, consistent steps toward saving can make a huge difference. … Read more
The Wealthy Barber: What Every Canadian Needs to Know About This Classic Financial Guide Have you ever wondered how everyday Canadians can achieve financial freedom without feeling like they’re climbing Mount Everest? David Chilton’s The Wealthy Barber has been a trusted financial guide for millions of Canadians since it first hit the shelves in 1989. … Read more
Have you ever dreamed of retiring at 50 or 55, spending your days travelling, pursuing hobbies, or just relaxing with loved ones? It’s a vision many of us share, but making it a reality requires careful planning and discipline. The traditional retirement age of 65, as defined by the government and private pensions, feels like … Read more
Learn how Canadians can take control of their finances, save for the future, and make their money work for them. Why Does Money Always Feel Tight? Have you ever noticed that no matter how much your income grows, your expenses somehow grow right alongside it? If so, you’re not alone. This strange irony is something … Read more
Ever wondered if there’s a simple way to balance your income, meet your needs, and even save a little for the future? The 60/30/10 rule might be just what you’re looking for. This easy budgeting method can help you manage your income more effectively, whether you’re just starting out or are looking to simplify your … Read more
