Are you a Creeper? On the surface, you look successful. You’ve been climbing up the career ladder with one higher paying position after the next. You earn raises and bonuses. Yet, your savings are low and your life goals still lie far out of reach. If that’s you, you may be experiencing lifestyle creep that … Read more
Disclaimer for ManageYourMoney.ca The information provided on ManageYourMoney.ca is intended for educational and informational purposes only. It should not be taken as financial advice. The opinions shared are those of the authors and are meant to encourage sensible financial habits and decision-making. We recommend that you do your own research or consult a certified financial … Read more
Overspending, or under-earning, is a big challenge for many of us. Our eyes get a little big for our wallets, and we give in to impulse. Overspending is a habit like overeating. It’s the result of short-term thinking and not giving the longer term consequences full consideration. Spending money can also be like a drug. … Read more
Four tips for creating a solid budget is a tool that could bring your mind, family, and finances into harmony. It could dramatically reduce stress, and make the challenges of life much more manageable. Take advantage of this tool explained in this article. The tool is called a budget and it allows you to take … Read more
Follow these seven simple steps and you will be well on your way to financial security. These seven rules/steps are simple to understand, but take time and effort to implement. There is no short cut that will allow your to skip the seven steps to financial security. Remember the old line, “30 years ago I … Read more
32 Tips to help control your spending is a compilation of ideas from all over the web. A few of them may be somewhat attributable to my own experience. The tips are in no particular order, but they all have merit in their ability to help you to control your spending. Create a Budget and … Read more
Reach any or all of your goals with some savvy money habits that net you an extra $200 a month in savings! You may need an extra $200 in savings to get out of debt. Perhaps you want to save more to build a nest-egg. Maybe you want to retire early. It’s even possible that … Read more
Do you believe that if you could just increase your income a bit, it would solve all of your money problems? What would you say if I told you that it was untrue? Many families that earn an excellent income still find themselves short of funds on a regular basis. More money would not solve … Read more
For many people, budget is a very bad word! Let me tell you why you shouldn’t be one of them. Budgeting Isn’t a Bad Word Budgeting isn’t a bad word because it can help you to get the things you want. Because, if you are like me, you only have a finite amount of money. … Read more
Wouldn’t it be great to have enough money to live your life to its fullest, while still putting away plenty for a rainy day? Your dream can be your reality. If you’re willing to plan and stick to a budget. A well-planned budget enables you to do the things you need to do. And it … Read more
